Your home's energy efficiency is a key factor in your heat & utility bills. From windows to heating systems or appliances to light bulbs, there are so many elements at play.

Energy Nova Scotia offers many programs and services. You can schedule a consultation to find out how to improve your home's efficiency levels, get discounts on energy efficient products, and even receive some free energy efficient products such as light bulbs and drying racks. 

 

Visit their website for full details: https://www.efficiencyns.ca/

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With the spread of the COVID-19 pandemic across the country and into our province, many buyers and sellers are wondering how this will affect the real estate market. The good news is, so much of the listing and sale process can be done remotely, even while many of us are social distancing or self-isolating. For sellers, Robert Realty Team offers the option to add virtual tours to listings, which allows buyers to get a 360° view of the property. For buyers, we offer video tours if they are unable to view the property in person. Buyers also have the option to make an offer that is conditional upon viewing the property in person at a later date, an option recommended by the Nova Scotia Association of REALTORS® to help mitigate the current situation. Plus, all paperwork for listings and sales can be signed electronically.


Inventory in HRM is low, and buyers are actively searching for properties, so it's still a great time to list your place. And with the recent mortgage rate reductions, it's a great time for buyers to purchase and lock in a low rate. That being said, everyone is encouraged to follow all guidelines from Provincial and Federal Health Authorities and proceed as they feel comfortable.


Whether you're looking to buy or sell, now or down the line, feel free to reach out to discuss all your options !

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With the current COVID-19 pandemic, many people are facing financial uncertainty. The good news is that Canada's Big 6 banks (BMO, CIBC, National Bank, RBC, Scotiabank & TD) have announced that they will be allowing mortgage payment deferrals for up to 6 months, meaning payments would be added to the back of the mortgage. They are also working on a case-by-case basis to offer "flexible solutions" to customers affected financially by this situation.

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If your regular work routine has changed due to COVID-19 and you are now working from home, working less, or unemployed, you may qualify for a reduction on your car insurance policy. Each insurance provider has a different process, but most reductions are not retroactive and are only effective from the day you call, so contact your insurance provider today to find out if you qualify. Most companies have a COVID-19 section on their website with updated details; here are a few for your quick reference :


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